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Financial Differences Between Marriage And Domestic Partnerships

Financial Differences Between Marriage And Domestic Partnerships

I was recently speaking with a woman who is in committed relationship, but there is a significant asset and income disparity between her and her partner.

She wants to take the next step in their relationship but worries about all the legal and financial ramifications that come with marriage, so we discussed the possibility of a domestic partnership.

Here are the financial and practical considerations in choosing between marrying your partner and choosing a domestic partnership.

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How To Choose The Right Amount Of Insurance Coverage
Insurance, Budgeting, Financial Planning Cicely Jones Insurance, Budgeting, Financial Planning Cicely Jones

How To Choose The Right Amount Of Insurance Coverage

I recently met a woman who, despite having a great career and a high income, could not afford to save money for the future because a variety of insurance policies were costing her thousands of dollars per month. Risk averse investors often tell me one can never have too much insurance coverage, but I would contend that isn’t the case. This is how to make sure you are balancing an appropriate amount of risk management with cost to achieve the appropriate amount of insurance coverage.

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6 Financial Matters To Discuss With Older Family Members
estate planning, Financial Planning Cicely Jones estate planning, Financial Planning Cicely Jones

6 Financial Matters To Discuss With Older Family Members

Discussing money, health, and mortality with loved ones can be incredibly difficult. Despite the discomfort you may feel, these discussions are critical to build trust and ensure the wellbeing of all the generations in your family. Here are six financial matters you should be discussing with your older family members.

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How To Navigate Grief And Your Finances After The Death Of A Spouse
Financial Planning Cicely Jones Financial Planning Cicely Jones

How To Navigate Grief And Your Finances After The Death Of A Spouse

I recently caught up with a widow who had this bright and hopeful presence. She felt confident in her life and finances and was about to embark on the trip of a lifetime. I’d first met her immediately following the shocking death of her spouse years prior. It was a long and hard road to get to where she is today.

When I speak with people who have recently lost a spouse, they are often overwhelmed by all the financial and administrative tasks they need to handle while navigating their grief. This is how to get your finances in order while working through grief after losing a spouse.

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MY BOOK

I seek to make personal financial planning less scary.

This book provides a simple guide for working through life's biggest financial questions facing couples in their 20s, 30s, and early 40s today. It starts with goals-based planning around topics including retirement planning, education planning, and major purchase planning. It then walks through some basics of investment management, options for how to invest, behavioral finance, and pitfalls to avoid. Lastly, it discusses risk management and insurance.

If you are not sure where to start, this book may provide some clarity.