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How To Navigate A Stale Marriage With A Financially Irresponsible Spouse
Lately, I’ve seen a lot of people stay in marriages with financially irresponsible partners after the love has gone because they are worried about what it would cost them to get divorced.
Financial irresponsibility might include extreme risk-taking behavior, consistently missing bill payment deadlines, refusal to include their partner in major spending decisions, taking on more debt than they can afford, spending beyond their means, an inability to hold down a job, or a proclivity toward financial dishonesty.
This is an exploration of the financial cost of staying in this type of marriage versus cutting ties.
How To Find Love Without Straining Your Finances
In an age where we are more connected than ever, many people struggle to find lasting love. I have friends who go on multiple dates per week with no luck. I also see people who the enter early stages of dating and are shocked by the change in their spending patterns. Learn the financial cost of the pursuit of love, and some ways to create connections without added financial strain.
Financial Differences Between Marriage And Domestic Partnerships
I was recently speaking with a woman who is in committed relationship, but there is a significant asset and income disparity between her and her partner.
She wants to take the next step in their relationship but worries about all the legal and financial ramifications that come with marriage, so we discussed the possibility of a domestic partnership.
Here are the financial and practical considerations in choosing between marrying your partner and choosing a domestic partnership.
How To Choose The Right Amount Of Insurance Coverage
I recently met a woman who, despite having a great career and a high income, could not afford to save money for the future because a variety of insurance policies were costing her thousands of dollars per month. Risk averse investors often tell me one can never have too much insurance coverage, but I would contend that isn’t the case. This is how to make sure you are balancing an appropriate amount of risk management with cost to achieve the appropriate amount of insurance coverage.
Should You Upgrade Your Home Or Invest Your Money Elsewhere?
If you’re facing a decision to upgrade your home or invest in financial markets, here is how you can weigh the decision of whether to upgrade your home or invest your money in financial markets.
MY BOOK
I seek to make personal financial planning less scary.
This book provides a simple guide for working through life's biggest financial questions facing couples in their 20s, 30s, and early 40s today. It starts with goals-based planning around topics including retirement planning, education planning, and major purchase planning. It then walks through some basics of investment management, options for how to invest, behavioral finance, and pitfalls to avoid. Lastly, it discusses risk management and insurance.
If you are not sure where to start, this book may provide some clarity.