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How To Overcome Spending Impulses To Stay On Budget
Through television, social media, texting, emails, and even your own friends, people today are constantly being urged to purchase some good or service. You are constantly told this next thing is what you need to increase your convenience, gain status, lose weight, become more beautiful, or have more fun. This bombardment of media can be difficult to overcome and may lead people to completely disregard their financial future to get that next thing. This is a discussion of spending psychology and how you can overcome spending impulses to stay on budget.
How Inflation Impacts Your Financial Plan And What To Do About It
Before the 2020 Covid-19 pandemic, I noticed that not many of the investors I spoke with were very concerned about how the increase in the cost of goods and services impacted their daily lives. This increase is is known as inflation and since 2020, many investors have expressed concerns about it. Here is how inflation impacts your financial plan and some steps you can take to reduce its impact.
How To Prepare Your Finances For A Drop In Income
About half of people in the United States are satisfied with their jobs, according to a 2023 Pew Research study. This suggests the other half wants something better. Demanding schedules, tedious work and toxic environments could all be factors causing people to want to leave their positions. Dropping your job to pursue a passion or further your education can lead to a temporary or permanent drop in income. Here is how to plan for that adjustment and some opportunities that arise from the career change.
7 Financial Considerations And Strategies For Getting Your Next Car
If your work or lifestyle relies on access to a car, acquiring your next one can be stressful given today’s interest rate landscape and recent inflation. Here are some financial considerations and strategies for getting your next car.
How To Set Yourself Up For Financial Success In Your 20s
In your 20s, you may be getting out on your own for the first time, securing your first grown-up job, dealing with your fair share of heartbreak, paying your own bills, and discovering new things about yourself. Your 20s are also the best time to start good habits to set yourself up for future financial success. To that end, here are nine things everyone in their 20s should be doing to set themselves up financially.
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I seek to make personal financial planning less scary.
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If you are not sure where to start, this book may provide some clarity.