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8 Financial Moves Singles In Their 30s Should Be Making
Once you hit your 30s, you and your friends may be falling into very different circles. Those include the married friends with kids, the divorcees, the workaholics, the collectors, the world travelers, the marathoners, the socialites, the hobbyists, and the people just hanging out at home with their pets. If you’re a single person in your 30s, no matter what your lifestyle looks like, there are eight financial moves you should be making.
Here Is Why Monopolies Can Harm Consumers
Monopolies do not have to be nefarious, but they do open the door to potentially harmful practices that ultimately harm consumers. Becoming the sole provider of a good or service can have a negative impact on consumers’ wallets, quality, innovation, accountability, and can lead to exploitation. To that end, it’s helpful to understand what monopolies are and how they work.
How To Choose An Accountability Partner For Your Financial Future
In planning for your financial future, having an accountability partner you meet with regularly improves your chances of hitting goals like retiring by a certain age, purchasing a home, starting a business, saving for college, and many more. Here is how to choose an accountability partner to help you hit your financial goals.
How To Recognize Bubbles And Stay On Track Financially When They Burst
Philosopher George Santayana purportedly said, “Those who cannot remember the past are condemned to repeat it.” While this quote resonates with me in many areas of life, it reminds me most of human behavior in times of economic bubbles. This is a discussion of economic bubbles, what you can learn from their history, and how you can stay on track financially during a bubble burst.
How To Prepare Your Finances For A Drop In Income
About half of people in the United States are satisfied with their jobs, according to a 2023 Pew Research study. This suggests the other half wants something better. Demanding schedules, tedious work and toxic environments could all be factors causing people to want to leave their positions. Dropping your job to pursue a passion or further your education can lead to a temporary or permanent drop in income. Here is how to plan for that adjustment and some opportunities that arise from the career change.
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I seek to make personal financial planning less scary.
This book provides a simple guide for working through life's biggest financial questions facing couples in their 20s, 30s, and early 40s today. It starts with goals-based planning around topics including retirement planning, education planning, and major purchase planning. It then walks through some basics of investment management, options for how to invest, behavioral finance, and pitfalls to avoid. Lastly, it discusses risk management and insurance.
If you are not sure where to start, this book may provide some clarity.