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Saving For College: Understanding 529s Versus UTMAs
According to the Education Data Initiative, average costs of college are $36,436 per year in the United States, including all expenses. What’s the problem with planning from this data? Depending on the funding vehicle you use, there can be consequences that can come with both undershooting the actual costs and overshooting the costs.
5 Financial Factors To Consider When Moving To A New State
In the last few years, I’ve noticed more people moving to different states than ever before. Their reasons vary, from cost of living, to taxes, to job opportunities, to retirement, to just needing a change of scenery. No matter what the reason for the move, there can be some serious financial implications.
How Consider Incentive Stock Options In Your Overall Personal Strategy
Many companies aiming to go public someday are offering equity to employees in the hopes that it might one day become worth a lot. A common way to do this is through Incentive Stock Options (ISOs). This article discusses an overview of this offering, some of its implications, and the risks to be aware of.
13 Cognitive Errors You May Be Making When Thinking About Money
People are not always rational agents. We all make mistakes – this is what makes us human. However, for the longest time, economic theory has made assumptions about behavior in financial markets based on humans being rational.
Retirement Planning Tips For Dual-Career Couples With An Age Gap
When you hear about retirement, many people think of it in terms of turning 65 years old, applying for Medicare and Social Security, and traveling with their spouses using the money they worked hard to save throughout their whole careers. But what does retirement look like for couples with an age difference?
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