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Why The Rise Of AI Shouldn’t Change The Way You Invest
Investing Cicely Jones Investing Cicely Jones

Why The Rise Of AI Shouldn’t Change The Way You Invest

I view the rise of AI as something like the Industrial Revolution in 1760-1840. The industrial revolution made certain processes that were already in place better and it also opened new doors. I want to explore AI and where it currently stands with the largest three stock sectors that comprise the S&P 500: information technology, healthcare, and financials, and why you should not be changing the way you invest because of it.

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When To Use CDs, High-Yield Savings Accounts, Money Market Funds And Cash
Investing Cicely Jones Investing Cicely Jones

When To Use CDs, High-Yield Savings Accounts, Money Market Funds And Cash

I recently spoke with a young woman whose goal is to purchase a home in 15 years. She received advice from her friends to place money toward that goal into a high-yield savings account.

She’s not the only young person I’ve seen to consider ultra-conservative investments for long-term goals. In the past couple years, many investors have turned to certificates of deposit, high-yield savings accounts, money market accounts, short-term treasuries, and other very conservative investments for a wide range of far-off goals.

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5 Financial New Year’s Resolutions That Help Get Your Money In Order
Budgeting, Financial Planning, Investing Cicely Jones Budgeting, Financial Planning, Investing Cicely Jones

5 Financial New Year’s Resolutions That Help Get Your Money In Order

With the new year approaching, many people are thinking about resolutions like going to the gym, eating healthier, hitting work metrics and getting their finances in order. Thinking about how to get your finances in order can be a daunting task, so I’ve laid out five manageable New Year’s resolutions to consider.

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7 Mistakes To Avoid While Trying To Invest In Indexes
Investing, Financial Planning Cicely Jones Investing, Financial Planning Cicely Jones

7 Mistakes To Avoid While Trying To Invest In Indexes

If you’ve consumed any financial media, you might have heard the terms indexing, or index investing, come up. Despite how frequently they are used, I have found that very few people understand what the terms mean. For starters, you can’t invest directly in an index.

This is a discussion about the rise of index funds, seven common errors I see investors make, and some considerations to select an effective portfolio.

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MY BOOK

I seek to make personal financial planning less scary.

This book provides a simple guide for working through life's biggest financial questions facing couples in their 20s, 30s, and early 40s today. It starts with goals-based planning around topics including retirement planning, education planning, and major purchase planning. It then walks through some basics of investment management, options for how to invest, behavioral finance, and pitfalls to avoid. Lastly, it discusses risk management and insurance.

If you are not sure where to start, this book may provide some clarity.