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Where Commodities Have A Place In A Growing Investor’s Portfolio
In times of economic and political uncertainty, I often see investors turning to commodities. Types of commodities can range from precious metals like gold, to agricultural products, to energy resources. Their prices are all tied to something physical, whereas the stocks in other sectors may not be. If you’re an investor looking to grow your assets over time, it’s critical to understand were commodities may have a place in your portfolio.
Who Is Affected By The Social Security Fairness Act And What To Do Next
The Congressional Research Service found that by the end of 2023, more than 2 million Social Security beneficiaries had their retirement incomes reduced because of two programs: the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). The Social Security Fairness Act, which was signed into law on Sunday, eliminates this benefit reduction.
Who is affected by this change and what comes next?
Understanding Types Of 401(k) Notices And When To Take Action
If you are employed at a company offering a 401(k), you’ve probably received a fair number of notices regarding your plan. This happens particularly often toward the end of the year. If you’re unfamiliar with the ins and outs of 401(k)s, you may not know which notices should move you to act and which are purely informational. This article discuses how to understand the types of 401(k) notices and when to act.
Seven Reasons Regular Health Checkups With Your Doctor Save You Money
I recently had a friend who is young and fit get diagnosed with a serious heart condition. Since the condition is usually associated with advanced age and obesity, it was surprising to hear. However, with quick action and strict lifestyle changes, the condition is reversible.
Chronic conditions like this account for 86% of medical costs nationwide, according to the National Institute of Health. Regular doctor’s visits can support with prevention and disease management before conditions become a significant medical and financial burden. Here is why visiting the doctor regularly saves you money.
When Does It Make Financial Sense To Pursue An MBA?
When you're seeking new opportunities, hoping to increase your knowledge, or aspiring to enhance your professional career trajectory, pursuing a Master of Business Administration (MBA) can be a valuable step. While it's important to consider the investment involved, the benefits of an MBA can be significant. Here are some factors to consider when deciding if it makes financial sense to pursue an MBA.
MY BOOK
I seek to make personal financial planning less scary.
This book provides a simple guide for working through life's biggest financial questions facing couples in their 20s, 30s, and early 40s today. It starts with goals-based planning around topics including retirement planning, education planning, and major purchase planning. It then walks through some basics of investment management, options for how to invest, behavioral finance, and pitfalls to avoid. Lastly, it discusses risk management and insurance.
If you are not sure where to start, this book may provide some clarity.